From credit cards with great rewards to home mortgages and refinancing, we help you find the best rates and terms. Make informed decisions about borrowing and build your financial future wisely.
The right financing strategy can accelerate your goals while poor decisions can set you back years. We help you navigate options and secure the best rates.
What You Need to Know
Your employment status significantly affects loan eligibility, borrowing limits, and documentation requirements.
Salaried Professionals
Business Owners, Freelancers & Commission Agents
Total monthly debt cannot exceed 55% of gross income. Applies to all property loans.
For HDB loans, monthly mortgage cannot exceed 30% of gross income.
Credit cards typically require $30,000 annual income for approval.
Banks use 50% to 70% of average commission over 12 to 24 months. Keep detailed records.
Rental, dividends, and side income can be included. Provide documentation for each.
Less than 2 years? Consider waiting or applying with a co-borrower.
Build up 12 months of consistent income records. Banks are increasingly accepting these.
Choose from our comprehensive range of financing solutions tailored for every need
Cashback, miles & rewards
HDB & bank mortgages
Unlock property value
Securities-backed lending
CBS report & improvement
Let us help you identify the right financing solution for your unique situation and goals.
Smart borrowing is part of an overall financial strategy