Common Belief

"MediSave can cover all my medical bills"

Planning Reality

MediSave has withdrawal limits and usage restrictions. Major medical expenses often require cash or insurance coverage beyond MediSave.

Common Belief

"I can use MediSave freely for any medical expense"

Planning Reality

MediSave can only be used for approved medical expenses, hospital bills, and certain treatments. Outpatient expenses and non-approved treatments require cash.